📜 Terms & Conditions

1. Introduction

These Terms & Conditions govern your use of LearnPages.com, a service owned and operated by LearnPages.com (hwcommunicator group), United Kingdom.

2. Eligibility

You must be at least 13 years old to use this platform. By registering an account, you confirm that you meet this age requirement.

3. Payments & Billing

We accept major payment methods including credit/debit cards, PayPal, and bank transfers (via Stripe).

Subscription fees are billed in advance on a monthly or yearly basis depending on your plan.

4. Refund Policy

• No refunds are available for monthly subscription payments.
• Yearly subscribers may cancel and receive a prorated refund from the start of the next calendar month, minus an administrative fee — unless they paid a discounted yearly rate, in which case no refund is guaranteed.
• All cancellations must be submitted before the next billing cycle to avoid additional charges.

5. Cancellations

You may cancel your subscription at any time from your dashboard. Upon cancellation, you will retain access until the end of your current billing period. No further charges will be made.

6. Ownership of Content

All content, including lessons, code, videos, and materials provided on the LearnPages platform is the intellectual property of LearnPages.com unless otherwise stated. You may not copy, redistribute, or reproduce content without permission.

7. User Conduct

Users must not post abusive, harassing, offensive, or misleading content. LearnPages.com reserves the right to suspend or terminate accounts that violate these guidelines or applicable laws.

8. Service Suspension & Termination

We may suspend or terminate user access to LearnPages.com at any time for violations of these terms or misuse of the platform.

9. Modifications to These Terms

We may update these Terms & Conditions at any time without notice. It is your responsibility to review them regularly. Continued use of the service after updates means you accept the changes.

10. GDPR & Data Protection Rights

In accordance with the General Data Protection Regulation (GDPR), you have the following rights regarding your personal data:

• Access: You have the right to request access to the data we hold about you.
• Correction: You may request that we correct any inaccurate or incomplete information.
• Erasure: You can request the deletion of your personal data, subject to legal and contractual obligations.
• Objection: You have the right to object to the processing of your personal data for specific purposes.
• Data Portability: You may request a copy of your data in a commonly used format.

To exercise any of these rights, please contact us at support@learnpages.com. We will respond within the legally required timeframe.

11. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of the United Kingdom.